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Here are some of the most important official websites related to credit, debt, and consumer rights.

  • AnnualCreditReport.com – This is the official site where you can get your free credit report once per year from each of the three main credit reporting agencies:  Equifax, Experian, and Transunion.
  • myFICO.com – This is the Credit Education section of myFICO, which tells you exactly how your credit score is calculated.
  • Consumer Financial Protection Bureau (CFPB) – This is the official .gov site for the recently-created CFPB, which is focused on educating consumers and supervising financial institutions in the US.
  • Federal Reserve Consumer Help – Here you can file a complaint against a financial institution that has treated you unfairly or illegally, and you can also find a lot of answers to your questions that begin like “Can a bank really…?” and “How do I…?”

Personal Finance Blogs

Here are some of the best personal finance blogs we read and follow on a daily basis: