Mobile Banking: Are The Risks Greater Than The Rewards?

The rise of technology has impacted many facets of our life, including banking. Mobile banking is quickly generating speed, epitomized by Apple’s “Apple Pay”, an easy pay feature similar to Google Wallet. Although the ease of access and lightning quick speeds associated with mobile banking catch the eye, many are […]

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PF Faves: Dumping Your Expensive Car

My $900 BMW

Derek over at Life and My Finances has been making some really good points when it comes to car ownership, largely in response to this article we recently highlighted. Many Americans are currently experiencing considerable debt related to paying off their car. What a lot of these consumers fail to […]

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Ignoring Debt Collectors: Don’t! Do This Instead!

Ignoring Debt Collectors:  Don’t! Do This Instead!

In an ideal world debt collectors would not exist. Unfortunately, life is not ideal, so there may be an occasion where you will need to deal with evil incarnate: the debt collector. No matter why you owe a debt, ignoring the calls from the collection agent will only make things […]

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PF Faves: Ideas For Backyard Parties On A Budget

Having friends over can be a ton of fun. What could possible be more fun that hosting a get together? There could even be a theme like BBQ, game night, beer tasting, or even an obscure sport such as badminton or croquet can be a whole load of fun for […]

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PF Faves: Paying Off Your Car First – Why it’s Important

When it comes to debt management, a major aspect is prioritization. Kevin Mercadante of MPFJ (My Personal Finance Journey) recently tackled this subject, discussing why paying off a car loan before other debt–especially credit card debt–is beneficial. Car loan payments are typically much larger than minimum payments for credit cards. […]

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Wage Garnishment – What it is and What You Need to Know

Wage Garnishment – What it is and What You Need to Know

There is nothing more sinister sounding than a wage garnishment. Even more sinister is having to live through one. More people are dealing with wage garnishments now than in the past; perhaps in part due to the lingering effects of the last recession or a lack of financial education. One […]

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How To Get Your Home Loan Fully Approved

How To Get Your Home Loan Fully Approved

In the first part of this series, ”How To Get Pre-Approved For a House”, we covered the early steps of the mortgage process and gave you a few tips to help you get pre-approved, making it easier to buy the house of your dreams. In this part, we are going […]

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How To Get Pre-Approved For a House

How To Get Pre-Approved For a House

The mortgage process can be full of highs and lows, but nothing can make you feel worse than finding the perfect home only to be denied for a mortgage. That ultimate low can be avoided by being pre-approved. Pre-approval will help you shop for a home by defining how much […]

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10 Important Debt Collection Rights That Protect You

10 Important Debt Collection Rights That Protect You

Debt fraud and excessive collection tactics are on the rise again. The latest scam involves calling a person’s parents, thus relying on the social stigma of not paying a debt. Frequently these calls are made about debts that are not even owed. Because these types of scams and tactics can […]

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4+ Legitimate Ways To Manage Your Student Loans

4+ Legitimate Ways To Manage Your Student Loans

Americans owe an eye-popping $1 trillion in student loans. Many are struggling to make the monthly payments, quite a few others are already in default. This has led a number of people to turn to debt relief companies in order to manage their student loans. Unfortunately, most of these companies […]

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