What Credit Counseling Service is the Best?

What Credit Counseling Service is the Best?

Finding a reputable credit counseling service can be very difficult to do. It seems like there are a hundred frauds for every single legitimate company out there. To make matters worse, you can find list after list of the ”Best Credit Counseling Companies”. Unfortunately, most of those lists are created […]

+Continue Reading

How to Say “No” to Overspending…and Anything Else

How to Say “No” to Overspending…and Anything Else

In many situations today, saying no is thought to be imperious and a sign that you are uncooperative. Both make you a poor team member, co-worker, or partner in life. The team work mentality has taken over our lives to the point that we are hard pressed to say no […]

+Continue Reading

Americans’ Top Financial Fears

Americans’ Top Financial Fears

Everyone is afraid of something. For me it is spiders. I had a not-so-fun experience with several of them crawling into my sleeping bag one time and have had occasional nightmares about them since. Lately, we reported that more consumers now fear credit car fraud than terrorism. Now we have […]

+Continue Reading

More Fear Credit Card Fraud Than Terrorism!

More Fear Credit Card Fraud Than Terrorism!

The holidays are fast approaching. Not the traditional holidays like Thanksgiving and Christmas, but the unofficial shoppers holidays like Black Friday, Early Bird Specials, and Cyber Monday. As they approach like a bullet train, people are gripping their wallets more closely. Not in order to save money, but to keep […]

+Continue Reading

Peer-To-Peer Lending: Your Debt Consolidation Answer?

Peer-To-Peer Lending:  Your Debt Consolidation Answer?

Living in the debt spiral can be horrendous. The stress can hinder, even destroy your relationships and wreck your health. Realizing that you are in over your head can lead to a desperate search for a way out. Most ”get out of debt quick schemes” should come with a scam […]

+Continue Reading

Does Debt Affect Security Clearance and Joining the Military?

Does Debt Affect Security Clearance and Joining the Military?

There are many factors that can prevent you from joining the military: physical fitness, medical issues, and educational challenges, to name a few. The amount of debt you are carrying usually does not; however, debt can affect which security clearance you qualify for. Since many military jobs are clearance dependent, […]

+Continue Reading

Does Debt Transfer to Next of Kin?

Does Debt Transfer to Next of Kin?

In most cases, the next of kin is not obligated to pay the debts of the deceased. The only exception being if they are a cosigner on the debt. That does not mean that debt collectors are above trying to get you to commit to paying off that last cellphone […]

+Continue Reading

Poor Financial Advice We Have All Read

Poor Financial Advice We Have All Read

If you are anything like millions of people around the globe, you enjoy reading about the latest trends in personal finance. A large part of that reading is the advice given by the experts in the field. Unfortunately, some of these ”experts” are only qualified in their minds and in […]

+Continue Reading

How Long it Really Takes to Boost Credit

How Long it Really Takes to Boost Credit

If you are like many Americans, you may want to improve your credit score in order to get a mortgage, obtain an auto loan, or just to save money on your insurance premiums. Admittedly, there are ways to improve your credit score quickly; however it generally takes months, if not […]

+Continue Reading

Repaid.org Picks: The Top 20 Credit Union Blogs

Repaid.org Picks:  The Top 20 Credit Union Blogs

If you read our blog with any frequency, you know that, here at Repaid.org, we’re big fans of credit unions. Member-owned, community-driven, not-for-profit, with dividends distributed to members rather than only stockholders? What’s not to love? And in this world wide web we call home, the way to share the […]

+Continue Reading