PF Bloggers: I Need Your Help for a Survey (Easy Link!)

PF Bloggers:  I Need Your Help for a Survey (Easy Link!)

Guys and Gals, We all know that consumers tend to spend too much on their cars.  Part of the issue is lack of a good rule-of-thumb for how much to spend.  Percentage of income is perhaps the simplest and easiest measure of all, but there is no consensus on what [...]

+Continue Reading

The Heartbleed Bug – How to Protect Yourself from Credit Damage

The Heartbleed Bug – How to Protect Yourself from Credit Damage

The Heartbleed Bug has been garnering many of the recent headlines. The hack was so clever that some estimate it could have been in place for years. With such sweeping access to the world’s log-in and password information, many of us are wondering what we can do to protect ourselves [...]

+Continue Reading

Will Financing a Car Really Help Your Credit?

Will Financing a Car Really Help Your Credit?

Financing a car can indeed help your credit score, provided that you make all of your monthly payments on time. Just how much it will boost your score is difficult to estimate, as it depends on your score at the time the vehicle is financed. How Financing Helps Your credit [...]

+Continue Reading

Could Debt Cause A Break-up?

Could Debt Cause A Break-up?

Last year I wrote a piece about ten signs that your chosen partner is a poor money manager. The article was not meant to get people to think about breaking up with a significant other, but to help people be aware that you can spot a poor money manager without [...]

+Continue Reading

Debt Elimination: Transitioning from Plan to Action

Debt Elimination:  Transitioning from Plan to Action

How many times have you wanted to be out of debt and free to spend your paycheck anyway you want to? That is where it ends for many of us; where the ”want to” ends and the ”how to” begins. Here is a system that I used to attack various [...]

+Continue Reading

4 Everyday Fees That May Be Keeping You In Debt

4 Everyday Fees That May Be Keeping You In Debt

We face fees nearly everyday of our life. Some are unavoidable, while others are probably dragging on your ability to pay off debt or save money. Those are the fees that we all need to avoid or eliminate from our lives. Bank Fees Financial institutions made an amazing $32 billion [...]

+Continue Reading

Time To Remake Your New Year’s Resolutions

Time To Remake Your New Year’s Resolutions

Well, here we are, going into the third full week of the New Year. Twenty days after committing to those hardline New Year’s resolutions. Have you fudged on all of them yet, or maybe just one or two? You are not alone. Some of the easiest resolutions to fudge on [...]

+Continue Reading

How To Make A Power Move On Your Debt In 2014

How To Make A Power Move On Your Debt In 2014

Here we are…Christmas is over, and the New Year has begun. A few of you may be looking at your debts and wondering ”how am I going to get out of this mess?” Give yourself a pat on the back for looking ahead. Getting out of debt will take some [...]

+Continue Reading

The Holiday Bonus Dilemma

The Holiday Bonus Dilemma

The time is nigh for some of America’s workers…bonus time. Admittedly, bonuses have become less commonplace, but for those who do receive one, a bonus can create a dilemma. What is the dilemma, you may ask? How to spend it. After all a single bonus is not going to solve [...]

+Continue Reading

Top Financial Tasks You Must Accomplish By New Year’s Eve

Top Financial Tasks You Must Accomplish By New Year’s Eve

It may not be Christmas yet, but it is time to tackle a few financial tasks as the year wraps up. These tasks are essential whether you are already on top of your debt and want to stay there or if you are just beginning your journey toward handling your [...]

+Continue Reading